Certificates
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Certificates are a simple and secure way to invest. You can start saving with as little as $250 and early withdrawal penalties are waived if you use your savings to finance a house through us. Plus, the NCUA insures your deposits to at least $250,000. We take care of the small things so your funds can go to work in a safe place.
Open an Account
| Certificate Rates | ||||
| Type and Term | Minimum Balance to Earn APY | Dividend Rate | Annual Percentage Yield1 | |
| 3 month | $500 | 0.16% | 0.16% | |
| 6 month | $500 | 0.20% | 0.20% | |
| 9 month | $500 | 0.30% | 0.30% | |
| 12 month | $500 | 0.30% | 0.30% | |
| 18 month | $500 | 0.45% | 0.45% | |
| 24 month | $500 | 0.45% | 0.45% | |
| 36 month | $500 | 1.00% | 1.00% | |
| 48 month | $500 | 1.00% | 1.00% | |
| 60 month | $500 | 1.25% | 1.25% | |
| Rate Riser Certificate, 24 month | $1000 | 0.20% | 0.20% | |
| Certificate Plus, 6 month | $250 | 0.10% | 0.10% | |
| Certificate Plus, 12 month | $250 | 0.15% | 0.15% | |
| Certificate Plus, 18 month | $250 | 0.20% | 0.20% | |
| Certificate Plus, 24 month | $250 | 0.20% | 0.20% | |
| (Rates effective 5/2) | ||||
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Featured Rates
| Auto & Cycle Loan, 2014 to 2011 | |
| as low as 2.79%† | up to 60 months |
| as low as 3.14%† | up to 72 months |
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| Auto & Cycle Loan, 2010 and Older | |
| as low as 2.99%† | up to 60 months |
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| Home Equity Loan — 60 months | |
| as low as 3.99%† | up to 80% LTV‡ |
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| Personal Loans | |
| as low as 9.25%† | up to 36 months |
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†APR = Annual Percentage Rate
‡LTV = Loan to Value
Rates and Disclosures: *Auto & Motorcycle | **Boat & RV | ***Loan Forgiveness Sale
ABA/Routing number: 275979034
Copyright 2013 © Summit Credit Union All rights reserved. | PO Box 8046, Madison WI 53708-8046 | Toll-free: (800) 236-5560 | Local: (608) 243-5000
Copyright 2013 © Summit Credit Union All rights reserved. | PO Box 8046, Madison WI 53708-8046 | Toll-free: (800) 236-5560 | Local: (608) 243-5000
- Federally Insured by the NCUA
Equal Housing Lender
