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Express Refinance Loan

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Be mortgage free in 12 years or less! With our Express Refinance Program, you'll pay off your home loan faster and save money by paying less interest over the life of your loan.

  • No or low closing costs
  • Fixed rates as low as 3.35% APR
  • Close your loan in 14 days or less
  • Your loan is serviced here at Summit
  • No prepayment penalty

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Express Home Refinance Rates
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Type and Term APR
(as low as)1		 Monthly Payment  
8 year fixed2 3.35% $11.89
12 year fixed3 3.60% $8.56
(Rates effective 11/9)
No or low closing costs for new Express Refinance loans only. For existing Express Refinance loans of less than 24 months, closing costs ranging from $165 to $313 will apply. Appraisal fee if required is not included and is an additional charge of typically $385 to $470.
  • 1APR is Annual Percentage Rate. First lien position, owner occupied only. Your rate may vary based on your creditworthiness.
  • 2Eight-year term. Monthly payment is based on payment per $1,000 for term and rate shown above. A $100,000 loan amount, term of 96 months and the rate shown above has a monthly payment of $1,189.48, taxes and insurance premiums not included. Maximum loan to value is 80%, maximum loan amount is $249,999. Other programs/options are available. Property insurance is required.
  • 3Twelve-year term. Monthly payment is based on payment per $1,000 for term and rate shown above. A $100,000 loan amount, term of 144 months and the rate shown above has a monthly payment of $856.62 taxes and insurance premiums not included. Maximum loan to value is 80%, maximum loan amount is $249,999. Other programs/options are available. Property insurance is required.


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†APR = Annual Percentage Rate
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